Phonepe Old Version 23.12.08.0 Download Apk For Android Free

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Actually, in today’s era there are many apps with the help of which you can send money anytime and anywhere. But if we talk about Phonepe Old Version, then this app is a very wonderful and very special app. Through this app, people can very easily send and receive money to anyone sitting at home anytime, anywhere. PhonePe Old Version is a free and easy-to-use Android application that anyone can use to download all their favorite applications on their cell phone. It’s much easier to download your favorite apps directly to your phone instead of going to your local store and purchasing them.

This helps eliminate the whole idea of ​​downloading apps on your phone. It’s like trying to learn a foreign language without using any equipment.Indeed the Android platform has come a long way and Phonepe Old Version takes advantage of the new functionality by providing a simple interface for various features. It allows you to automatically find items for a grocery list or even scan barcodes to make any purchases that don’t involve the internet. It also lets you upload photos from your camera so you can easily access your photos from any internet-enabled device you have.

About of Phonepe

PhonePe Old Version is a payments app that allows you to recharge your mobile phone, pay all your utility bills and make instant payments at your favorite offline and online stores using BHIM UPI, your credit card and debit card or wallet. gives. gives. You can also invest in mutual funds and buy insurance plans on PhonePe Old Version. Link your bank account to PhonePe and transfer money instantly through BHIM UPI The PhonePe app is secure. It caters to all your payment, investment, mutual fund, insurance and banking needs and is much better than internet banking. This app gives you many features together, so that you do not face any problem in using it.

Download Information Of Phonepe Old Version

App NamePhonepe
Version23.12.08.0
Size81 MB
Last Update21-Mar-2024
Requires Android6.0 And Above
Downloaders500,000,000+
Released on2024-14-Oct
Operating SystemAndroid
CategoryFinance, Money Transfer,
AuthorPhonepe

Click here to Download PhonePe Old Version

Useful and amazing features of PhonePe

Things you can do on Phonepe Old Version App

  • Money Transfer, UPI Payment, Bank Transfer
  • Money Transfer with BHIM UPI
  • Manage Multiple Bank Accounts
  • Check Account Balance
  • Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.

You Can Also Make Online & Offline Payment.

  • Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
  • Pay for online food orders from Zomato, Swiggy etc.
  • Pay for online grocery orders from Bigbasket, Grofers etc
  • Pay online for travel booking from Makemytrip, Goibibo etc

Mutual Funds App and Investments App

  • Liquid Funds Investment Get higher returns than your savings bank account
  • Tax Saving Funds: Save up to Rs. 46,800 in tax & grow your investment
  • Super Funds: Achieve your financial goals with expert help on our investment app
  • Equity Funds Investment: High growth products curated as per your risk appetite
  • Debt Funds: Get stable returns for your investments without any lock-in period
  • Hybrid Funds investment: Get a balance of growth and stability
  • Buy or Sell 24K Pure Gold: Get assured 24K purity & build your gold savings on our investment app
Useful and amazing features of PhonePe
Useful and amazing features of PhonePe

Bill Payment

  • Pay Credit Card Bills
  • Pay Landline Bills
  • Pay Electricity Bills
  • Pay Water Bills
  • Pay Gas Bills
  • Pay Broadband Bills

App Permissions 

  • SMS:- to verify Phone number for registration
  • Location:- a requirement by NPCI for UPI transactions
  • Contacts:- for phone numbers to send money to and numbers to recharge
  • Camera:- to scan QR code
  • Storage:- to store scanned QR code
  • Accounts:- to pre-populate email ID while signing up
  • Call:- to detect single vs dual sim and let user choose
  • Microphone:- to carry out KYC video verification

Buy or Renew Insurance Policies with PhonePe

  • Health Insurance:- The older version of Phonepe Old Version lets you compare and buy health insurance with monthly premiums. Medical insurance from India’s best rated insurance companies. Health insurance is also available for professionals, senior citizens and families. Which you can take very easily.
  • Motor Insurance:-Through Phonepe old version, you can get policies from the best rated bike insurance providers in India to protect your two-wheeler. And along with that Phonepe Old Version has policies from India’s best rated car insurance providers to protect your 4-wheeler.
  • Personal Accident Insurance:- Personal Accident Insurance or PA Insurance is an annual policy that provides compensation only in the event of injury, disability or death due to violent, accidental, external and visible events. It is different from life insurance and medical and health insurance.
  • Life Insurance:-Life insurance can be defined as a contract between an insurance policy holder and an insurance company where the insurer promises to pay a sum of money in exchange for premiums upon the death of the insured person or after a specified period.
  • Travel Insurance:- Travel insurance is a type of insurance that covers various risks during travel, including medical expenses, lost luggage, flight cancellation, and other damages. Travel insurance is usually taken from the day of travel till the traveler reaches back to India.
  • Shop Insurance:- Shop insurance policy is a type of insurance policy that provides financial assistance to the shop owner in case of theft, man-made disaster, natural disaster, etc. It is a legal contract between the insurer and the policyholder and the insurer reimburses the amount in any case. Possibility. Resulting in loss or damage.

Design and User Experience

Design and User Experience
Design and User Experience

The design of Phonepe Old Version is a testament to its commitment to providing an intuitive user experience. The color scheme of the app is predominantly blue and white, easy on the eyes. The minimalist design ensures that users can quickly locate the options they need without feeling overwhelmed. And the developers have made the app in a very wonderful and different way which looks very good and cool.

The speed and responsiveness of the app makes the user experience even better. Transactions are processed fast and the app rarely experiences glitches or downtime. The inclusion of security features like multi-factor authentication and biometric login options ensure that user data and financial information remains secure. It has not been much time since this app came in the market but in a very short time this app has made a good place among the people. And has won the hearts of people with his brilliant performance.

PhonePe Alternatives

  • Google Pay:- Google Pay is at the forefront of digital apps as a great alternative to PhonePe Old Version. Seamlessly integrated with the Google ecosystem, it provides a straightforward, secure way to handle transactions. Be it making payments at local shops, online outlets or transferring money to friends. Google Pay simplifies these processes. With its wide acceptance and Google’s security support, it is a reliable option for users looking for an alternative to traditional banks and payment methods.
  • Bhim:-The Bharat Interface for Money (BHIM) app, developed by the National Payments Corporation of India, is a strong competitor in the UPI payments sector. It brings a simple yet powerful approach to money transfers and bill payments. BHIM is known for its direct bank-to-bank transfer mechanism. Which makes it a strong option for those users.
  • Amazon Pay:- Amazon Pay provides a seamless shopping and payment experience for users who frequently visit online outlets. Integrated into the vast Amazon ecosystem it facilitates easy shopping on Amazon and other partner sites. Apart from shopping, Amazon Pay also extends to bill payments and money transfers, making it a versatile alternative to the older version of PhonePe.

Alternative Feature

  • Send and request money from your contacts anytime, anywhere.
  • Recharge your prepaid mobile and DTH connections.
  • Pay your postpaid landline, datacard and mobile bills.
  • Pay for utilities such as electricity, broadband, water and gas.
  • Check your account balance, save beneficiaries and manage multiple bank accounts.
  • Explore Smart Reply on Chat. Receive payments & reply instantly with smart auto-suggestions
  • Now check your PhonePe wallet balance easily using the ‘Check Balance’ button
  • Pay at your local offline stores.
  • Shop on Flipkart, Myntra, Jabong, and other online shopping websites.
  • Buy 24k digital gold and store it in a secure locker.
  • Pay your credit card bills.
  • Invest in tax saving funds.
  • Split bills with your friends and settle them right away
  • Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app

Some Advantages And Disadvantages Of Phonepe

ProsCons
You get the benefit of Wallet with PhonePe, lets you send payments very quickly.Like GPay, you dont have the option for secure login using PIN or password.
With PhonePe, you can add several bank accounts and effortlessly handle all of them via same account.Sometimes your transaction gets stuck in between for long duration, so that’s a technical bug with this app.
The app is rewarding which means you get a scratch card every time you pay.if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
PhonePe is a convenient tool for business users. Payment of utility bills, payment of wages, and a payment request from clients can all be done through this app.Because when you tap on the PhonePe app on your mobile, the dashboard opens without any authentication. It neither ask your PIN nor password to open.

Frequently Asked Questions

Que-What is the limit of Phonepe Old Version per day?

Ans-Rs. 1 lakh (Rs 100,000) daily

Que-What are the disadvantages of PhonePe?

Ans-you dont have the option for secure login using PIN or password

Que-Is Phonepe Old Version 100% safe?

Ans-you can be confident that your money is safe

Que-Does money get deducted from PhonePe?

Ans-You are only charged for your ride from your wallet balance once the ride is completed

Que-Can I transfer 2 lakh through UPI?

Ans-The UPI transaction limit per day is Rs.1 lakh as per NPCI.

Que-How many times can we use PhonePe?

Ans-20 transactions per day

Que-Is Phonepe Old Version approved by RBI?

Ans-In 2022, Phonepe Old Version obtained licensing from the Reserve Bank of India

Que-What is the benefit of Phonepe Old Version?

Ans-a digital wallet that allows online consumers to make payments fast

Que-What is the new rule of UPI?

Ans-The daily payment limit for UPI transactions shall now be ₹ 1 lakh maximum

Conclusion

In today’s article we have told you about Phonepe Old Version. Phonepe Old Version has established itself as a leading mobile payments app in India for good reason. Its user-friendly interface, extensive features and commitment to user security make it an indispensable tool for millions of Indians. Whether you need to pay bills, transfer money, invest in mutual funds or shop online, PhonePe old version provides a seamless and secure platform to fulfill your financial needs.

Its continuous innovation and dedication has cemented its position as the preferred choice among digital payment apps in India. If you are looking for a versatile and reliable payments app that simplifies your financial transactions then the older version of Phonepe is definitely worth a try. With its ever-growing list of features and commitment to making digital payments accessible to all, PhonePe is leading the way towards a cashless and convenient future for India.

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